Harpreet & Simran Kohli

Our bank had already offered us a rate we thought was competitive. Shulyn ran the file with two additional lenders at the same time and came back with a materially better offer.

They also flagged that our original lender’s prepayment terms were restrictive, which we had not read carefully. That mattered more than the rate in the end.

For a plot purchase they also arranged construction finance, which is a different product from a home loan and not something every broker understands.